Check Credit Rating Knowledge Base
what type of comanys will check my credit rating ? i have a bad credit rating, bank wont give me any credit cards or anything, just a bank cashcard. Im wondering what type of companys check credit ratings ? I was thinking about joining my local council owned gym, but not too sure if they will check my credit rating.
Do they check your credit rating when you get a savings account? I have been off work for nearly a year and my credit rating has gone way down as I have racked up over $7000 worth of debt. I just got a new job and want to set up a savings account at one of my local banks. Will they check my credit rating and possibly turn me down?
Is there an online web site to check your credit rating for free? I have searched online for a free credit report, but have not found an actually free detailed report. The reason I ask is I messed up in initially paying back my student loans, and I know it has affected my credit rating, but not sure to what degree. I was apporved to lease a car, get a cell phone, but declined for a credit card, so I would like to know why.
Can someone tell me the easiest way to check your credit rating? I tried Equifax and experian and they said they were having trouble getting the information, which I think was because she moved. What if she tried to get a credit card? Wouldn't that mean her credit is good if she got the credit card? The reason we are so concerned about her credit rating is because some very poor friends of hers recently got 6 or 7 credit cards and we think they stole her identity. She is only 19 years old, what should she do? Should she go to a lawyer?
Which of the three companies would I check my credit rating? I am married. Although I have not owned nor carried a balance on credit cards (I haven't in years and years) my husband opened up several himself and is in 25,000 debt. I believe my score is in the 500's because of him. I never ever signed a joint form on any of his credit cards-but I think he put my name on them as a co-user. I don't know- but I need to confirm my rating and investigate this.
How/Where do you check your credit rating? I had a whole bunch of problems with the Canada student loans people messing up my account and I am scared that because of THEIR mistakes it has done something to my credit rating. I do not have a credit card, so the only things going toward my credit rating are my car and my loan, so since I have never missed a car payment I will know that the loans people have messed it up if it is anything other than perfect. Where do you go to get your credit rating?
How can I check my credit rating? Someone else who used to live in a neighbouring flat is now using my address so she cant be contacted at her own new address. She has outstanding debts and is being chased. Will I be at risk of being on a credit danger list because she is using my address? How can I check?
Can I check my credit rating online anywhere if I don't have a credit card? I want to lease a vehicle. I don't want to rely on my husband's signature to back me, I want to do it on my own. I am curious to see if I have any kind of credit rating independent of my husband's. Problem is that if I try searching online, they all want a credit card number. I don't have one in my name. Any suggestions?
How do i check my credit rating / score? i want know my credit worthiness, or in other words. has any of my bank transactions affected my credit score in the records of the bank how does the systems like " Sibil ' or any other credit beaurau rate me as per my past banking history
How can you get your credit rating checked free and not have to worry about future charges? The 3 main credit checking companies ask for your bank acct# so they can bill you if you want to keep their services, and they say you can cancel at anytime within a certain amount of days, but they don't say how or who to contact, that is, by giving a telephone # or email address, etc., at least, not that I could see when I tried to get my credit rating checked. I didn't follow through with the checking process because I didn't trust them: please advise?
Is it true that if you have more than one credit check in 3 months your credit rating goes down? I'm thinking of buying a house and getting a mortgage, so my idea is to go to speak to a few banks and see what they're offering. However, I have been told by a friend who has been through this that each time I get a credit check it gets recorded and if I have more than one in three months the amount I will get offered will reduce because they will assume my other credit checks were for loans, etc. Is this true? Thanks in advance for your help.
Do online free credit checks reduce your credit rating ? I want to find out my credit rating so I can see what my chances are of getting a mortgage but I heard from a mortgage broker that it will damage my credit rating because every time you do a check it registers as a mortgage application, is that true ? Does it really reduce your score ?
How long does it take for the bank to check your credit rating when going from a kids account to adults? Im looking for a loan or credit card from the bank. I recently well about say 3weeks ago had my account changed from a kids account to adults. The bank said i would be declined a loan because there would be no credit rating to check as ive always had a kids account up until that point. Now my account has been changed and upgraded to an adult, do you think the bank has checked my credit rating now for the adult account? Im a little confused tho because i`ll have no credit rating anyway :S ive never borrowed before. I dont pay bills etc i still live with my parents lol!! Thanks for the link to ur money scams. btw im not from us or canada ! duh xd edit* this is rubbish, i really need a loan or credit card just now !!! thanks for the answers :) x
how important is credit rating when applying for a job? I have a low credit rating due to medical bills. I am paying them off slowly but it has made it on to my credit rating. When interviewing companies check your credit rating, will this disqualify me or make it harder to find a job?
Number of Credit Checks Affect Credit Rating? What if I'm shopping for car Insurance? Hi, my question says all of it for the most part. If the number of credit checks in the past sixth month can negatively affect my credit rating, what if I'm shopping for car insurance and i'm getting quotes left and right? All insurance companies are checking my credit report when they run my quote. Wouldn't that be unfair if that lowers my credit score? Thanks!
How can I check my credit rating? I know I might be being paranoid but about 2 years back I lost my photo driving lisence. I want to check everything is ok (i hope no one is using it for other reasons). I applied for loans last year and i was turned down due to my 'credit history' this might be because i didnt at the time have a credit card.. but im not sure. Any help would be great :)
What can a prospective employer see in a credit check done to a prospective employee? What I mean is can they actually go into detail with your accounts, etc.? OR do they only see you "credit rating" or "score"?? Someone with experience as an employer or manager, please help me out with this one. I am going to have a credit check done on me for a job, and my credit if considered "fair" because I don't have a long credit history, but I need a little info.
If I deposit a check and it bounces, does MY credit rating take a hit? I am annoyed at the person that gave it to me because I got hit with a fee but I am more concerned about my stellar credit than that $10. It's not my fault the check bounced!! a note for the obnoxious one, the fact is in my 37 years I have never had a check bounce nor written a bad check so when this happened I was surprised. FYI my credit rating is stellar for not dealing with any issues related to mishandling any of my finances. So sorry you are so well versed in these things oh high and mighty one.
Will a closed checking account affect my credit rating? My bank has closed my checking account due to a company double billing me within the same billing period leaving me in the negative. Will this affect my credit rating at all? I do not want this to show up on my credit report. If it doesn't, I will leave it be. If it does, I will give them h--- for a variety of things leading up to this event. Please help me. Thanks!
Do europeans have to register on the UK Electoral Roll (credit rating)? Hello everyone I am posting this question because i ve recently failed a credit rating check to get a mobile contract. After receiving my credit report, I noticed that my bad rating is due to the fact that i am not registered on the uk electoral roll. I ve been living in the uk for the last 7 years but I am a french citizen. Do I need to register on the UK electoral roll? Thank you
Best company to check my credit score? I am planning to rent a property for 6-12 months and presume they will check my credit history. How do I go about checking my own credit rating so I do not end up with any nasty surprises
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