I have been called by Financial Management Consultants. They told me they could give me a loan but I would have to buy insurance in the amount of $760.00. I would get this back after I had made 3 months of payments. The Private Lender is asking for this amount of insurance. The reason being because I am such a high risk. Has anyone heard of these people? I saw on the computer a rating for some financial people but unable to find it now. Could someone please help me locate some information on these people? They are on the east coast because of the time difference between me and them.